Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
TOPLINE Americans have skipped payments on more than 106 million different loans, mortgages and other types of debt since the month of March, when the coronavirus hit the country, highlighting the economic impact of the pandemic, according to…
The Federal Housing Finance Agency on Wednesday extended the foreclosure and eviction moratorium for borrowers with mortgages backed by Fannie Mae and Freddie Mac until “at…
by: Johan Sheridan Posted: Jun 16, 2020 FILE – In this April 26, 2018, file photo, Then-New York Public Advocate Letitia James, right, speaks with New…
The U.S. Court of Appeals for the District of Columbia Circuit recently vacated a summary judgment order against a debtor on her claims against a debt…
There are now more than 100 million skipped payments on student loans, auto loans and other kinds of debt, according to a report by The Wall…
A federal judge sided with a coalition of financial firms, rejecting an agreement between U.S. regulators and a money manager that could have brought student-debt relief…
Sen. Elizabeth Warren, D-Mass., on Jan. 29. Warren and Sen. Sherrod Brown, D-Ohio, wrote in letters that the nation’s largest debt collectors should suspend seizing wages…
Wednesday, June 24, 2020 An employer’s obligations under the Fair Credit Reporting Act (“FCRA”) are triggered when it obtains a “consumer report” from a “consumer reporting…
As the coronavirus pandemic and rising unemployment create a new wave of economic hardship for tenants, renter advocates have built a growing statewide Cancel Rent campaign…
A good number of nations have cancelled international flights partially or entirely since February in order to tackle the spread of the novel coronavirus. Consumers paid…
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