Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
If you have significant unsecured debt, you may be considering various repayment strategies. Debt settlement is an option that often looks attractive at first glance but can actually be much more problematic than it first appears. This is…
The Consumer Financial Protection Bureau proposed on Monday a shift from DTI ratios to a price-based approach to improve qualified mortgage access. The Consumer Financial Protection…
As we repeated not long ago, the Court in Gurzi v. Penn Credit, Corp., Case No: 6:19-cv-823-Orl-31EJK, 2020 U.S. Dist. LEXIS 107402 (M.D. Fl. June 18, 2020) rejected…
As of today, consumer complaints to the CFPB set a third straight monthly record in May, with 35,093 complaints reported. Complaints about credit reporting lead by…
Secretary Betsy DeVos is being sued for her new policy that provides partial debt forgiveness to … [+] students defrauded by predatory colleges. (Photo by Caroline…
A sold sign stands near a home under construction in a Toll Brothers development in Coppell, Texas, … [+] U.S. Matt Nager/Bloomberg News BLOOMBERG NEWS When…
More than 45 banks and credit unions voluntarily agreed to the extension, which began on March 31 after numerous bars, restaurants, and retailers were closed across…
If you haven’t used a card in awhile, make a small purchase with it to keep it open. It’s good for your credit score. Getty Images…
The Idaho Department of Finance has extended its temporary guidance regarding remote work due to COVID-19 until Sept. 1. The guidance states: “The department recognizes that…
On a Saturday morning earlier this month, Brooke Evans was participating in a conference via Zoom ZM, -0.56% when a distraction popped up. An email from…
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